As a user of CMISGroup.com, you agree to the terms and conditions that apply to this website. The terms and conditions can be found in this disclaimer. CMIS Group may change its disclaimer at any time. We therefore recommend that you read this disclaimer regularly.


The following terms of this disclaimer (hereinafter “Disclaimer”) apply to this internet site (www.cmisgroup.com). CREDIT MANAGEMENT AND INVESTOR SOLUTIONS B.V. has its headquarters at Kingsfordweg 43-117, 1043 GP Amsterdam, The Netherlands (hereinafter “CMIS GROUP”). You are advised to read this Disclaimer carefully. By visiting this website and/or using the information provided on or via this website, you agree to the applicability of this Disclaimer. In the event of a conflict between the (general) conditions of specific products and services offered through this website and this Disclaimer, the (general) conditions of those products and services shall prevail. CMIS GROUP reserves the right to change the information provided on or via this website, including the terms of this Disclaimer, at any time without notice. We advise you to check periodically for changes to the information provided on or via this website, including the text of this Disclaimer.

Use of the website

The information provided on or via this website is only intended for general purposes and does not constitute advice. Any decisions you make based on this information are entirely at your own expense and risk. Although CMIS GROUP endeavours to provide accurate, complete and up-to-date information (from sources believed to be reliable), CMIS GROUP makes no express or implied warranty that the information provided on or via this website is accurate, complete or up-to-date. CMIS GROUP does not guarantee that this website will function without error or interruption. CMIS GROUP is not liable for damages caused by or resulting from failures, interruptions, errors or delays in the provision of information on its website. The information on this website is specifically aimed at the public in the Netherlands. CMIS GROUP operates and maintains this website from the Netherlands and makes no representation that the information provided on or via this website is appropriate or available for use in other countries. If you use this website from countries other than the Netherlands, you are responsible for compliance with applicable local laws. Use of this website that may hinder the use of other Internet users, that can endanger the functioning of this website and/or affect the information provided on or via this website or the underlying software, is not permitted. The exclusion of liability also extends to the directors and employees of CMIS GROUP.

Third-party information, products and services

Where CMIS GROUP provides hyperlinks to third-party websites, such links are not an endorsement by CMIS GROUP of any products or services provided on or via such websites. The use of such hyperlinks is entirely at your own risk. CMIS GROUP accepts no responsibility or liability whatsoever with regard to the content, use or availability of such websites. The truthfulness, accuracy, reasonableness, reliability and completeness of information on such websites has not been verified by CMIS GROUP.

Intellectual Property Rights

CMIS GROUP, or the rightful claimant, retains all rights (including copyrights, domain names, trademarks, patents and other intellectual property rights) in relation to all information provided on or via this website (including all texts, graphics and logos). It is not permitted to copy, download or in any way publish, distribute or reproduce information on this website without the prior written consent of CMIS GROUP or the appropriate consent of the owner. However, you may print and/or download information on this website for your own personal use.

Links to CMIS GROUP websites may not be reproduced without the prior written consent of CMIS GROUP.

Online Communications

Messages you send to CMIS GROUP by e-mail may not be secure. CMIS GROUP therefore recommends that you do not send confidential information to CMIS GROUP by e-mail. If you choose to send messages to CMIS GROUP by e-mail, you accept the risk that third parties may intercept, misuse or alter those messages. CMIS GROUP and/or its agents or subcontractors accept no liability whatsoever for any direct and/or indirect, immaterial or consequential damages, including lost profits (even if CMIS GROUP has been advised of the possibility of such damages) arising in any way from, but not limited to, (i) any defects, viruses or other malfunctions of any equipment or other software in connection with access to or use of this website, (ii) the information provided on or via this website, (iii) the interception, modification or misuse of information sent to CMIS GROUP or to you, (iv) the functioning or unavailability of this website, (v) the misuse of this website, (vi) loss of data, (vii) downloading or using software made available via this website or (viii) claims by third parties in connection with the use of this website.

Applicable law

This Internet Site and the Disclaimer shall be governed exclusively by Dutch law. All disputes arising in connection with this Disclaimer, including disputes concerning the existence and validity thereof, will be resolved by the competent court in Amsterdam. If versions of this Disclaimer in other languages contain discrepancies or lead to differences in interpretation, the version in the Dutch language will prevail. If this Disclaimer is or becomes partially invalid, the remaining part will remain in effect.


CMIS Group greatly appreciates your question or complaint. Based on your information, CMIS Group can try to find a suitable solution and improve its services. See the contact details of CMIS Group on this site.